It does couple of weeks I was working with a client who needed a simple store online, with reserve of events and sale of some products. Previously already it had a webpage but it wanted a more attractive method of reserve and a renewed image so we put hands to the work with WooCommerce.
Taking advantage of the change credit wanted to introduce means of new payment through debit card/, since until the moment it only had Paypal and the commissions can get to be excessive; if not equivocal me, around 3% by sale. I always recommend to value the possibility of using Stripe but with Paypal, banking transference and card it covered all necessity on the part of the client.
Nevertheless, WooCommerce does not offer a footbridge of payment with card by defect so you will have to add it by means of plugin or addon. There is a great variety and to find them will be easy to you, although practically all supposes an economic payment that we would prefer to save itself. Today I am going to speak to you of two plugins that will give all the compatibility you that you need without being spent nor a Euro.
What I need to receive payments with card in my store online
First that you will ask yourself it is what you need for being able to receive payments online by means of eCommerce and the answer is simple. Options as Paypal exist or Stripe that will allow your clients to pay comfortably, Paypal even offers the possibility to you of receiving payments with card without the necessity that the clients have an account with them. The problem continues being the commissions, a 3% by sale is rather more than you would pay with a Virtual TPV.
And what is a Virtual TPV?
It is a Terminal Point of sale for the electronic commerce that offers the service that you look for, to receive safe payments. You will be able to obtain one going to your bank of confidence, would not have generally to put too many problems to you if you have a minimum relation with them.
The commission of a Virtual TPV is enough more loss, you will find some banks that remain with a percentage of the sale, another will give the service you in exchange for a tariff fixes monthly. So that you become an idea, in the case of Banc Sabadell, unless you negotiate with them, I believe that they have a tariff of 18¬ approx monthly If the commission were in percentage would have to go up to around 1% at the most.
A pair of advice at the time of acquiring a Virtual TPV:
- It tries to always negotiate it in your habitual office
- Find out the commissions and minimum invoicing very well to you that you must assume
Gratuitous Plugin for footbridge of Redsys payment (Servired or Sermepa)
If it does not matter to you to spend money you will find solutions between 30-80 Euros in plugins that give compatibility to WooCommerce with Redsys. My advice is that you throw a look to plugin WooCommerce Sermepa Gateway Payment that Jesºs ngel has created amiably and put at the disposal of all free.
The installation is very simple, as if any plugin was! Once installed and activated you will see that in the options of payment of WooCommerce (Adjustments - > Finalizar buys) you will have a new Sermepa call.
The bank will send all the documentation to you that you need to form plugin, differentiating some key for the way tests and others for the activated way. More or less the configuration would stay as in the image that attached. It activates the Sandbox way to test and uses these data:
In order to verify operacioÌn authorized:
- Card number: 4548812049400004
- Lapsing: 12/17
- Code CVV2: 123
- Code CIP: 123456
In order to verify operacioÌn denied:
- Card number: 1111111111111111
- Lapsing: 12/17
Once you have it formed correctly you can deactivate the way of tests calmly and begin to work ð
Gratuitous Plugin for footbridge of Pasat payment 4B
In the same way plugin specific for clients exists who use footbridge PASAT 4B. I create to have understood that this footbridge megred with Redsys, perhaps reason why the new clients must make use of plugin previous. If somebody can throw something of light on this subject can do it through the commentaries! ð
By the others, the configuration must be similar.
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These plugins will help you to be able to receive payments by card through WooCommerce of a very simple form at the same time as you save a money. From I want here to be thankful for to Jesºs ngel the effort to send these plugins free!
It has served the information to You? I would like to read your experience acquiring a Virtual TPV if you have had it ð If you have doubts on the operation or you want to contribute something more leaves a commentary!